|
|
|
|
 |
|
 |
Loan Officer Course (In English or Spanish)
Loan Officer DVD $99
Topics Covered:
- Learn how to find clients
- Underwriting Principles and Guidelines
- Learn how to Detect, Prevent, & Report Mortgage Fraud in accordance with Federal Law
- Learn important steps in Risk Analysis, Due Diligence, Verification, & Documentation
- Learn what causes a Foreclosure of a Mortgage and the steps leading up to an Auction
- Learn how to Originate Loans from beginning to Underwriting and Closing
- Practice in filling out the Uniform Residential Loan Application (1003)
- Start your own Mortgage Broker Business, Correspondent Lender, & Mortgage Lender
- Learn how to use Caylx Point & Encompass Loan Processing Software
- Understanding Loan Modification & Forebearance
- Understand Breach of Mortgage Contract, Acceleration, and Foreclosure Procedures
- Understand how read Credit Scores: Experian, Equifax, and TransUnion
- Understand the difference between a FHA, VA, and Conventional loan
- Understand the difference between PMI and MIP and other insurance
- Understand the difference between Mortgagor, Mortgagee, Grantor, Grantee
- Understand Bank Lending Clauses: Acceleration, Due On Sale, Prepayment, Escalator
- Understand what are the requirements of a Good Faith Estimate
- Understand how prepare a Closing Statement (HUD-1)
- Emergency Economic Stability Act of 2008
- Understand TARP - Troubled Assets Relief Program
- Understand the Statue of Frauds and Statue of Limitations regarding Contracts
- Learn State, Federal, and Local Laws concerning Mortgage Lending and Origination
- Learn how read Disclosures such as RESPA, TIL, ECOA, TITLE VIII, Patriots Act
- Learn how to understand Loan Originating & Banking terminology
- Learn what Title is and learn how to fill out a Deed
- Learn how official documents get recorded to provide Constructive Notice
- Learn the difference between Voluntary Liens and Involuntary Liens
- Learn how read and understand mortgage documents (Promissory Note, Mortgage)
- Learn how to calculate ratios: HER, TOR, DTI, CLTV, LTV
- Learn how to calculate Mortgage Math Problems
|
Curso de Loan Officer en DVD Ray Suarez Mortgage Broker School Licensed and Accredited by the Florida Department of Financial Services: Permit Number MBS 2008-080
Llame hoy! 305-761-2993 |
Aprenda ser Loan Officer en DVD $99 Temas Inlcuye: - Aprenda originar prestamos desde el inicio hasta llegar al departamento de Underwriting y el Cierre con el cliente
- Aprenda como llenar y procesar una Solicitud de Préstamo Hipotecario (1003)
- Aprenda cuales son todo los avisos (Disclosures) que tenemos que dar al cliente
- Preparación en llenar el Good Faith Estimate (GFE)
- Preparación en llenar el Closing Statement (HUD-1)
- Aprenda usar Calyx Point programa de Procesar
- Aprenda usar Encompass programa de Procesar
- Aprenda lo que es un Breach of Contract
- Aprenda leer los Credit Scores de Equifax, Experian, y TransUnion,
- Entienda la diferencia entre un pago de (P & I) y un pago de (PITI)
- Entienda la diferencia entre PMI and MIP y otro seguros
- Entienda la diferencia entre el Mortgagor, Mortgagee, Grantor, Grantee, Assignor, Assignee, Lessor, Lessee, Offeror, Offeree, Vendor, Vendee,
- Entienda las Clausulas Hipotecarias: Acceleration, Due On Sale, Prepayment, Escalator
- Aprenda terminología bancaria y de Underwriting
- Aprenda las consequencias de Fraude Bancario (Bank Fraud) y como prevenir el Fraude Hipotecario
Aprenda lo que es un VOD, VOE, VOM, VOR, y Letter of Reference Aprenda lo que es un Lien, Encumbrance, Debt Obligation, Debt Service, Security Instrument Aprenda lo que es un Letter of Satisfaction (Satisfaction of Mortgage) - Aprenda lo que es Title (Titulo) y como llenar el Deed (Escritura)
- Aprenda calcular la Relación entre el Ingreso y las Deudas: HER, TOR, DTI, CLTV, LTV
- Aprenda lo que es un Foreclosure (Juicio Hipotecario) y el procedimiento judicial
- Aprenda leer Disclosures de RESPA, TIL, ECOA, TITLE VIII, Patriots Act
- Aprenda leer y entender documentos hipotecarios (Promissory Note, Mortgage)
|
|
|
 |
| |
 |
|
 |
|
