Negative credit information on your credit report affects your ability to qualify for financing from Mortgage Lenders, Auto Dealers, and Credit Card companies to name a few. Negative credit information on your credit report will cause you to pay more money for your auto and homeowner insurance. This negative information will also affect the interest rate you will pay on mortgage loans, auto loans, and credit cards. In addition, negative credit information affects your employment and career opportunities. Your ability to repair and fix your credit report will help you prevent from losing thousands of dollars in the future. Credit scores can vary from 300 to 800 with 800 being excellent. Our goal is to help you get as close as possible to an 800 credit score.
We will help you repair your credit report legally. It is your legal right to dispute any and all items on your Credit Report under the Fair Credit Reporting Act, the Fair Credit Billing Act, Truth in Lending Act, Fair Debt Collection Practice Act, Equal Credit Opportunity Act, and more. We will help you based on these laws how to get the Credit Bureaus to remove, fix and repair inaccurate, misleading, incomplete, and erroneous information.